Friday, March 5, 2010

Do the Math!!

Thanks to OVERTIME availability coming back at J's job....I did the math this month and figured out that if he works an average of 10 OT hours a week, we will have an extra $1000 at the end of this month. Ahhhh!!

It helps him put in that OT when he hears those numbers. $$$

So, what do we do with this $1000??

Since we are working on getting rid of our credit card debt first (most of which is in the settlement stages now), I thought I would set a goal to call 2 of the cards this month and settle for less than the $1000. Then I could put the rest away for our Disneyland trip in April (my 3 girls get to perform this year at Disney with their performance choir).

What do you think about that goal?

Now that I have blogged about it, I am accountable and you have to hold me to it. I can't wait to pay off 2 cards this month and tell you how it went. Anyone have experience with settling with a credit card debt????

Any advice would be greatly appreciated........


  1. I have no idea about "settling" CC debt. I'm just working on getting my debt GONE. lol!! I have about another $400 to go and that card is done! lol! I think your goal of putting most to debt and the rest to your trip sounds great! Good luck on 'settling' the card! It never hurts to ask! :)

  2. I think that is a great plan to pay off two cards this month. It will be so thrilling to say you accomplished that! And, I think it is wise to still put some away for your trip, so you don't go, and acquire more debt. Good luck paying off the cards!! I can't wait to hear how it goes!!!

  3. Years ago we had to settle with a CC. I don't remember exactly but, I think we, on both ends, had to agree on a settlement amount and we just had to pay that. Good luck.

    And putting aside for your trip is a great plan, to avoid more debt! :)

  4. Loved your story, your story has lots of siilarities to so many people. Your committment is strong and you and your hubby are both on board so you shoudl do very well!

    I look forward to following your journey too!